Terms and Conditions

Description of Services

Estovante is a financial education portal that provides informative and educational content about personal financial management, savings and investment. Our services include:

• Educational articles and guides on personal finance.
• General information about financial products and services available in Peru.
• Tools and resources for basic financial planning.
• Updated content on relevant economic trends.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, audio clips, data compilations and software, is the property of Estovante S.A.C. or its content providers and is protected by Peru's intellectual property laws and international treaties.

Reproduction, distribution, modification, transmission, reuse, downloading, publication or use of content without prior written authorization from Estovante S.A.C. is prohibited.

User Conduct

By using our website, you agree to:

• Not use the site for illegal or unauthorized purposes.
• Not attempt to access restricted areas of the site or its systems.
• Not transmit viruses, malware or other malicious code.
• Provide truthful and up-to-date information in any contact form.
• Not use content for commercial purposes without authorization.

Disclaimer

The content of this website is provided "as is" and "as available". Estovante S.A.C. does not guarantee the accuracy, completeness or timeliness of the information provided.

• The information does not constitute financial, legal or investment advice.
• Financial decisions based on our content are the sole responsibility of the user.
• We are not responsible for losses or damages resulting from the use of information.
• We recommend consulting with qualified professionals before making important financial decisions.

Limitation of Liability

To the fullest extent permitted by Peruvian law, Estovante S.A.C. shall not be liable for direct, indirect, incidental, special or consequential damages resulting from the use or inability to use the website, even if we have been advised of the possibility of such damages.

Third-Party Links

Our website may contain links to third-party websites. These links are provided solely for your convenience. We do not control nor are responsible for the content, privacy policies or practices of third-party websites.

Modifications to Terms

We reserve the right to modify these terms and conditions at any time. Modifications will take effect immediately upon posting on the website. Your continued use of the site after any modification constitutes your acceptance of the new terms.

Governing Law and Jurisdiction

These terms and conditions are governed by the laws of the Republic of Peru. Any dispute related to these terms shall be subject to the exclusive jurisdiction of the courts of Lima, Peru.

Termination

We reserve the right to terminate or suspend your access to the website, without prior notice, for any reason, including breach of these terms and conditions.

Contact

For any questions about these terms and conditions, you can contact us at: